Head of Financial Crime & MLRO (Europe)

About the role

Paytm Europe Payments S.A. is building a best‑in‑class governance, risk and compliance framework as it expands across Europe. The Head of Financial Crime & MLRO will lead the design, implementation and continuous improvement of the financial crime function, acting as the Money Laundering Reporting Officer while supporting sustainable commercial growth.

Key responsibilities

• Design and implement an AML/CFT/CPF framework, policies and procedures aligned with CSSF, EU and international expectations.
• Serve as the designated MLRO, maintain relationships with the CSSF, FIUs and other authorities, and oversee suspicious activity investigations and reporting.
• Oversee customer and merchant onboarding, KYC/KYB, enhanced due diligence, sanctions, PEP and adverse media screening.
• Lead transaction monitoring, financial crime investigations and case management, leveraging technology, data analytics and AI.
• Partner with Product, Technology, Operations and Commercial teams to embed compliance by design.
• Build and manage a high‑performing Financial Crime team and provide regular reporting to executive management and the board.

Required profile

• Significant experience leading AML and financial crime functions within a regulated payment institution, e‑money institution, fintech or bank.
• Proven ability to build scalable, technology‑enabled compliance frameworks.
• Strong knowledge of CSSF, EU and international AML/CFT regulations.

Required skills

What we offer

• Opportunity to shape the compliance function of a fast‑growing European fintech.
• Leadership role with direct impact on the company’s expansion strategy.