FinCrime AML/CTF Manager – Relocation to Luxembourg

About the role

As FinCrime AML/CTF Manager you will lead and grow the 1st line AML/CTF operations team, translating compliance policies into actionable risk management processes across the customer lifecycle.

Key responsibilities

• Own and maintain Customer Risk Assessment Frameworks, ensuring accurate risk scoring and categorisation.
• Lead periodic and event‑driven reviews of the customer portfolio to reassess risk classifications.
• Oversee onboarding and ongoing monitoring activities performed by KYC/KYB teams, aligning controls with regulatory expectations.
• Partner with Product teams to define onboarding requirements that balance compliance with user experience.
• Manage end‑to‑end transaction monitoring, including assessments, escalations and scenario calibrations.
• Mentor and scale a team of AML/CTF analysts, report risk metrics to senior management.
• Act as liaison to 2nd line compliance, translate regulatory updates into operational workflows.
• Serve as final 1st line approver for SARs and STRs and prepare documentation for audits and regulator inquiries.

Required profile

• 6+ years in AML/CTF operations within fintech, digital banking or payments, with at least 2 years leading teams.
• Deep knowledge of EU AML directives, FATF recommendations and Luxembourg regulatory requirements (Italian knowledge a plus).
• Professional certification such as CAMS or ICA.
• Proven experience managing transaction monitoring systems and designing risk‑rating frameworks.
• Strong stakeholder and communication skills, ability to negotiate across functions.
• Data‑driven mindset with ability to use KPIs and tools such as HEX, SQL or Splunk.
• Agile change‑management capability to lead teams through growth and regulatory change.

Required skills

• Transaction monitoring systems
• SQL
• Splunk
• HEX (or similar analytics tools)
• AML/CTF regulatory frameworks

What we offer

• Private health insurance for you and family, psychological support.
• Stock Option Plan, meal vouchers, relocation support.
• Professional development programs, internal mobility, language courses.
• Unlimited PTO, hybrid working policy, flexible hours.
• Enhanced parental leave and additional leave for child sickness.