AML/CTF Compliance Officer

About the role

As our AML/CTF Compliance Officer, you will support collaborations across teams to guide safe innovation and the introduction of new products while upholding regulatory integrity. You will identify and assess money‑laundering and terrorist‑financing risks, ensure product compliance, and provide second‑line oversight.

Key responsibilities

• Identify and assess risks – detect money‑laundering and terrorist‑financing risks, highlight weaknesses, and issue recommendations, especially for card‑issuing networks, investment platforms, and digital assets.
• Product compliance – partner closely with the Product team to support new launches and ensure continuous AML/CTF compliance of existing features.
• Provide second‑line oversight – oversee first‑line transaction monitoring and name‑screening operations, act as the escalation point, and conduct deep‑dive investigations into high‑risk customer relationships.
• Report suspicious activities – review suspicious activity and transaction reports and submit them to competent authorities.
• Ensure regulatory compliance – collaborate with first‑line teams to ensure Customer Due Diligence meets Luxembourg’s legal and regulatory framework.
• Develop and refine policies – assist in drafting and reviewing AML/CTF policies, procedures, and guidelines across all product lines.
• Enhance training and awareness – contribute to AML/CTF training programs to educate the organization on unique ML/TF risks.

Required profile

• Proactive and analytical mindset capable of solving complex compliance challenges.
• AML/CTF expertise – 3+ years in AML/CTF compliance, preferably in fintech, with knowledge of risks in payments, trading platforms, digital assets, and card networks.
• Regulatory knowledge – strong understanding of Luxembourg and EU AML/CTF regulations regarding Customer Due Diligence.
• QA & monitoring – hands‑on experience conducting compliance quality‑assurance and monitoring activities.
• Task management – ability to thrive in fast‑paced environments, managing multiple high‑priority tasks with high accuracy under tight deadlines.
• Problem‑solving and communication – skilled at engaging with stakeholders across various business units.
• Mindset & soft skills – curious, communicative, with a strong understanding of risk‑assessment methodologies.

What we offer

• Health – private insurance for you and your family, psychological support, mental‑health workshops.
• Financial resources – Stock Option Plan, meal vouchers, relocation support for international moves.
• Growth and development – professional development programs, internal mobility, language courses with Preply.
• Flexibility – unlimited PTO, hybrid working policy (three days per week in‑office), flexible working hours.
• Family – enhanced parental leave and additional leave for child sickness.